Free Checking
$0 /month
No monthly fee, no minimum balance. Unlimited transactions, mobile check deposit, free debit card.
- No minimum balance
- Free Zelle® transfers
- 55,000+ free ATMs
- Overdraft grace included
Personal Banking
Checking, savings, and cards that pay you back.
Pick the account that fits your life. Open online in under five minutes.
Interest Checking
2.25% APY
Earn interest on every dollar above $2,500. ATM fees rebated worldwide.
- 2.25% APY on $2,500+
- Worldwide ATM rebates
- Free domestic wires
- Premier debit card
Student Checking
$0 /month
Built for school. No overdraft fees on debit purchases. Round-up savings included.
- No overdraft fees
- Round-up to savings
- Parent monitoring optional
- Free mobile deposit
Savings Account
4.70% APY
4.70% APY on the full balance, federally insured, no monthly fees.
- 4.70% APY all tiers
- No monthly fee
- Free transfers to checking
- Auto-save tools
12-Month CD
5.15% APY
5.15% APY on a 12-month term. $500 minimum. Auto-renew at maturity.
- 5.15% APY
- $500 minimum
- Terms 3 mo to 5 yr
- Bump-up option available
Cashback Debit Card
2% on essentials
2% cashback on grocery and gas. 1% everywhere else. Pairs with any checking account.
- 2% grocery & gas
- 1% everywhere
- Apple Pay & Google Pay
- Instant card freeze in app